We work for you, not the bank
4 Steps to get your place
1. Eligibility
- Any Nepalese citizen having 18 years at the time of loan origination
- Salaried /self-employed individual
- Should have At least 8 ft wide motor able access of proposed land/building
2. Identification Related
- Personal identification of borrower and guarantors
- Photograph of borrower and guarantor
- Family details from concerned local authority
- Firm registration certificate (if business income)
- PAN/VAT certificate (if business income)
- Partnership deed (if business income)
3. Collateral Related
- Land ownership certificate
- Land revenue receipt
- Rajinama/Bakaspatra/Anshabanda paper etc
- Ward map and File map of collateral
- Four boundaries (charkilla)
- Approved house map from local authority
- Nirman Ijajat of constructing building
- Nirman Sampanna/abhilekhikaran paper
4. Income Related
- Salary certificate and bank statement
- Appointment letter/Contract Paper
- Rental agreement with tenant identification (if rent income)
- Rental tax receipt
- Pension Patta (if pension income)
- Audited financial statement of last year and projection of coming year (if business income)
- Tax clearance certificate/receipt for income
- If foreign income, Passport, Visa, Salary certificate, Contract paper, salary receipt/ bank statement of salary, documents of remit to Nepal etc.
- PAN of borrower for loan Rs.50 lakh and above
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